Aloha Insured

Compatible with ALL Hawaiian rental car companies!

Avoid high-pressure upsells and add-ons  at the rental car pick-up desk!

Offering complete protection against theft and expensive damage to your rental vehicle, at a significant savings to the rates charged at the counter by rental car companies. Better than your typical credit card rental coverage. Any COMPANY and any BRAND for Jeeps, economy cars, minivans, luxury and SUVs. Yes, extra drivers included in the discounted insurance rates.

We Won’t Be Beaten On Policy Inclusions. You're Totally Covered 24/7. No Claim Fee. Book Insurance Separately With RentalCover - $0 Excess, No Exclusions. Get A Quote Now! Zero Deductible. Zero Excess. Full Protection.
Insurance coverage: Car Rentals, Car Share, Jeep 4x4.

Save time and up to 50% off  rental car company insurance coverage.


  • We pay  costly repairs for a collision or damage to a rental car in Hawaii
  • Enjoy $32,500 in primary coverage so you don't need to file a claim with your primary
  • If you need to file a claim, we push to get your claim resolved and paid within 7 business days
  • Easy to modify or cancel with a 100% refund until start date of coverage

Rental car parked in Hawaii

Do You Need a Rental Car When Visiting Hawaii?

Listed by Hawaiian Island

Hawaii Island: A car is required as this is literally the 'Big Island'.
Kauai: We recommend a rental car for exploring the quiet Garden Isle.
Maui: Get a car as most resorts are a minimum of 30 minutes from the airport.
Molokai: No public transport here. Driving the Island is part of the adventure.
Oahu: No car needed for Waikiki, as it's near the airport. Otherwise, get a car.

Now That I'm Going to Hawaii - Do I Need Insurance

  • Consider the cost of rental car insurance
  • Research possible credit card coverage 
  • Inspect your personal auto policy
  • Consider any gaps in coverage
  • Is it worth your time

Get an Insurance Quote - Aloha Insured

Please complete this short form to get answers

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Car rental insurance that's half price

Skip high prices at the airport rental desk

$0 deductible for full bumper-to-bumper protection. Our partners offer complete protection to cover expensive damage and or against the complete (yes, it happens) theft of your rental vehicle. We provide a significant savings to the rates charged at the car rental counters of the largest car rental brands.

Hawaii rental car brands you can save on

by skipping the rental counter

Get discounted car insurance for your car hire from any of our partners below. We want to thank our friends at Rental Cover for helping us add all off the small compaines in the Hawaiian Islands.

For U.S. residents, car rentals in Hawaii does not include insurance coverage. Luckily, you are not obligated to have insurance. Often times optional coverage can be very costly. You have an option to save money on the 3rd largest vacation cost which is that of a car rental and hassle-free rental cover.

Top 3 Most Expensive Travel Cost
1) Lodging: Hotel or AirBNB
2) Airline Ticket: Economy Class
3) Rental Car: Fully Insured

Of course, we can help you get insurance coverage for the big brands we are now able to serve all of the smaller local agencies in Kahului and the rest of Maui County in Hawaii.

Our partner covers the Hawaiian Islands of Maui, Kauai, Oahu, Molokai and Hawaii Island (formerly the Big Island). The following is a partial list of companies which you can use our discount Hawaii car rental insurance with.

Estimated number of visitors per year to each island:
 #1 Oahu 7-8 Million
 #2 Maui 3-4 Million
 #3 Big Island Hawaii 1.5-2 Million
 #4 Kauai  1.2-1.7 Million Visitors


Peace of Mind Coverage

Even if you have protection using your Credit Card your coverage won't be as extensive as our partner

Damages

Flat tires, chipped or cracked windshields, damaged headlight, lost keys, and towing.

Fees

Avoid fees added to your repair bill, like an administrative fee, loss of use fee & card fees.

Complete Coverage

For all authorized drivers (partner, spouse or friend), even if they aren’t on the rental contract.

Questions and Answers

Your questions answered

Is my current credit card coverage sufficient?

Relying on credit card coverage means you may still be responsible for more funds than expected. For our US residents, your credit card likely provides secondary rental car insurance that only kicks in after you’ve made a claim through your personal auto insurance (which could possibly lead to a rate increase).

Credit card coverage often has a long list of exclusions, such as damage caused by additional drivers, lost keys, roadside repair costs, windshield, mirror & roof damage, long-term Hawaii rentals, and the high fees that the rental companies often add to your repair bill. Only get insured if you feel it is necessary in Hawaii. More

Do I need car rental coverage in Hawaii?

Since accident fault is still considered in Hawaii, law requires you to have liability insurance to help pay for injuries or property damage to the other party in an accident you cause. Your liability insurance must meet the following minimum coverage requirements per accident: $20,000 for bodily injury, per person.

Just say "No"

If you decide to purchase Collision Damage Insurance with us, you can say 'No' to the hard-sell for CDW/LDW from the rental car companies.

Can I cancel without a penalty?

You can cancel your policy up to the time of pick-up to receive a full refund. No worries.

I don't own a car or have insurance so this service worked well for me. 

Christine Tam

University Student

3 Top Tier Insurance Providers

Customer reviews of our top travel insurance choices

Remember, in addition to your auto insurance, some credit cards offer bonus rental  insurance if you pay for a car rental using that specific card. This is according to the Insurance Information Institute.

Trust Pilot Reviews

5 Stars from Alina at Trustpilot

"We had a very good experience with rentalcover. We got back all money that we payed for the damages. Get a Quote

All process took about a month, but the most important is the result!
Will definitely use this service again!
Thanks!" More

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AIG Travel Guard

Reviews of Travel Guard

Christopher Elliot of Forbes

"I've had several dealings with Travel Guard since I published my last list of insurance companies. Travel Guard processed its claims quickly and followed up to make sure the customer was happy. I'm impressed by their professional attitude and have absolutely no reservations about recommending a Travel Guard policy." More

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Car rental insurance by Allianz Travel

Car Rental Insurance Reviews

4 Stars from Nancy at Trustpilot

"Very fast service, had a refund check within a week. It was also easy to fill out the online claim form. Might use their service again if traveling to Mauai, Hawaii again.

The only issue I had was I sent 2 messages through their online system and neither were answered." More

  • 3

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